Effective Date: June 23, 2025
Last Updated: June 23, 2025
1. Acceptance of Terms
By accessing and using the AFChargeTech website (www.afchargetech.com), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.
2. Use License
2.1 Permission Granted
Permission is granted to temporarily download one copy of the materials on AFChargeTech’s website for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
- Modify or copy the materials
- Use the materials for any commercial purpose or for any public display (commercial or non-commercial)
- Attempt to decompile or reverse engineer any software contained on AFChargeTech’s website
- Remove any copyright or other proprietary notations from the materials
2.2 License Termination
This license shall automatically terminate if you violate any of these restrictions and may be terminated by AFChargeTech at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.
3. Disclaimer of Warranties
3.1 General Disclaimer
The materials on AFChargeTech’s website are provided on an ‘as is’ basis. AFChargeTech makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.
3.2 Information Accuracy
Further, AFChargeTech does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.
4. Limitations of Liability
4.1 Damages Limitation
In no event shall AFChargeTech or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on AFChargeTech’s website, even if AFChargeTech or an AFChargeTech authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.
4.2 Maximum Liability
AFChargeTech’s total liability to you for all damages, losses, and causes of action (whether in contract, tort, or otherwise) shall not exceed the amount paid by you, if any, for accessing this website.
5. User Conduct
5.1 Prohibited Activities
You agree not to use the website to:
- Violate any applicable laws or regulations
- Infringe upon or violate our intellectual property rights or the intellectual property rights of others
- Submit false or misleading information
- Engage in any conduct that restricts or inhibits anyone’s use or enjoyment of the website
- Attempt to gain unauthorized access to any portion of the website
- Interfere with or circumvent the security features of the website
5.2 Content Submission
By submitting content to our website (including comments, feedback, or suggestions), you grant AFChargeTech a non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such content throughout the world in any media.
6. Intellectual Property Rights
6.1 Ownership
The service and its original content, features, and functionality are and will remain the exclusive property of AFChargeTech and its licensors. The service is protected by copyright, trademark, and other laws of Nigeria and foreign countries. Our trademarks and trade dress may not be used in connection with any product or service without our prior written consent.
6.2 Copyright Policy
We respect the intellectual property rights of others and expect our users to do the same. If you believe that any content on our website infringes your copyright, please contact us with details of the alleged infringement.
7. Privacy Policy
Your privacy is important to us. Please review our Privacy Policy, which also governs your use of the website, to understand our practices.
8. Third-Party Links and Services
8.1 External Links
Our website may contain links to third-party websites or services that are not owned or controlled by AFChargeTech. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services.
8.2 Advertising
We may display advertisements and promotions from third parties on our website. Your correspondence or business dealings with advertisers found on our website are solely between you and such advertisers.
9. Financial Information Disclaimer
9.1 Educational Purpose
All financial information, insurance advice, and investment guidance provided on this website is for educational and informational purposes only. It should not be considered as personalized financial advice.
9.2 Professional Consultation
Before making any financial decisions, including purchasing insurance policies or making investments, you should consult with qualified financial advisors, insurance professionals, or other appropriate professionals.
9.3 No Guarantees
We make no representations or warranties regarding the accuracy, completeness, or suitability of any financial information provided on this website.
10. Indemnification
You agree to defend, indemnify, and hold harmless AFChargeTech and its licensee and licensors, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees).
11. Termination
We may terminate or suspend your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.
12. Governing Law
These Terms shall be interpreted and governed by the laws of Nigeria, without regard to its conflict of law provisions. Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights.
13. Severability
If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
14. Changes to Terms
14.1 Modification Rights
AFChargeTech reserves the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days’ notice prior to any new terms taking effect.
14.2 Notification
We will notify users of any changes by posting the new Terms on this page and updating the “Last Updated” date. You are advised to review these Terms periodically for any changes.
14.3 Continued Use
By continuing to access or use our website after those revisions become effective, you agree to be bound by the revised terms.
15. Age Restriction
Our website is intended for users who are at least 18 years old. If you are under 18, you may use our website only with the involvement of a parent or guardian.
16. Nigeria-Specific Terms
16.1 Compliance with Nigerian Law
All users must comply with applicable Nigerian laws and regulations when using our website. This includes but is not limited to consumer protection laws, data protection regulations, and financial services regulations.
16.2 Currency and Pricing
All monetary amounts mentioned on our website are in Nigerian Naira (₦) unless otherwise specified. Information about financial products and services is primarily focused on options available in Nigeria.
17. Dispute Resolution
17.1 Informal Resolution
In the event of any dispute, claim, question, or disagreement arising from or relating to these Terms or the use of our website, the parties hereto shall use their best efforts to settle the dispute, claim, question, or disagreement through informal negotiation.
17.2 Formal Proceedings
If informal negotiation fails, any legal action shall be brought in the appropriate courts of Nigeria, and both parties consent to the jurisdiction of such courts.
18. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Email: legal@afchargetech.com
Website: www.afchargetech.com
Address: Lagos, Nigeria
19. Entire Agreement
These Terms and Conditions, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and AFChargeTech regarding the use of our website.
20. Acknowledgment
By using our website, you acknowledge that you have read these Terms and Conditions and agree to be bound by them.
Last Updated: June 23, 2025
Effective Date: June 23, 2025
These terms and conditions are effective as of the date listed above and will remain in effect except with respect to any changes in provisions in the future, which will be in effect immediately after being posted on this page.