Effective Date: June 23, 2025
Last Updated: June 23, 2025
General Information Disclaimer
The information contained on AFChargeTech (www.afchargetech.com) is for general information purposes only. While we endeavor to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose.
Financial and Investment Disclaimer
Not Financial Advice
IMPORTANT: The content on this website is NOT intended to be financial advice. All information about investments, insurance, loans, banking, and other financial topics is provided for educational and informational purposes only.
Professional Consultation Required
Before making any financial decisions, including but not limited to:
- Purchasing insurance policies
- Making investments
- Taking loans or credit
- Choosing banking products
- Planning retirement or estate matters
You should consult with qualified professionals such as:
- Licensed financial advisors
- Certified insurance agents
- Registered investment advisors
- Tax professionals
- Legal counselors
No Guarantees
We do not guarantee any specific results from following the information provided on this website. Financial markets, insurance products, and economic conditions can change rapidly, and past performance is not indicative of future results.
Personal Responsibility
All financial decisions are your own responsibility. AFChargeTech and its authors, employees, or affiliates will not be held liable for any financial losses, damages, or consequences resulting from the use of information provided on this website.
Insurance Information Disclaimer
Educational Content Only
All insurance-related content on this website is for educational purposes only. We are not licensed insurance brokers, agents, or underwriters.
Product Availability
Insurance products, terms, coverage options, and pricing mentioned on this website may vary by:
- Insurance company
- Geographic location within Nigeria
- Individual circumstances
- Current market conditions
- Regulatory changes
No Insurance Relationship
AFChargeTech does not sell insurance products, nor do we have direct relationships with insurance companies unless explicitly stated. We are not authorized to bind coverage or process claims.
Verification Required
Always verify insurance information directly with licensed insurance professionals or companies before making purchasing decisions.
Technology and Product Review Disclaimer
Independent Reviews
Product reviews and technology assessments on this website are based on available information, personal testing (when applicable), and research. They represent opinions and should not be considered as definitive buying recommendations.
Affiliate Relationships
Some product links may be affiliate links, meaning we may earn a commission if you make a purchase through these links. This does not affect our review process or recommendations.
Product Availability
Product availability, specifications, and pricing mentioned in reviews may change without notice. Always verify current information with retailers or manufacturers.
Cybersecurity Information Disclaimer
Educational Purpose
Cybersecurity information provided on this website is for educational purposes to help improve digital security awareness. We are not certified cybersecurity professionals unless explicitly stated.
No Security Guarantees
No security measure is 100% effective. Following the security advice on this website does not guarantee complete protection against cyber threats.
Professional Security Advice
For business or enterprise security needs, consult with certified cybersecurity professionals, penetration testers, or security consultants.
Health and Medical Disclaimer
Not Medical Advice
Any health-related information on this website is for educational purposes only and is not intended as medical advice, diagnosis, or treatment.
Consult Healthcare Professionals
Always consult with qualified healthcare providers for medical advice, treatment options, and health insurance decisions.
Health Insurance Information
Information about health insurance products is general in nature. Specific coverage, benefits, and eligibility requirements vary by insurer and plan.
Legal Disclaimer
Not Legal Advice
Nothing on this website constitutes legal advice. Legal information provided is general in nature and may not apply to your specific situation.
Legal Consultation
For legal matters, including contract reviews, regulatory compliance, and legal disputes, consult with qualified legal professionals licensed to practice in Nigeria.
Accuracy and Updates Disclaimer
Information Currency
While we strive to provide current and accurate information, the rapidly changing nature of financial markets, technology, and regulations means some information may become outdated.
Regular Updates
We attempt to update content regularly, but we cannot guarantee that all information is current at the time of your visit.
User Verification
Users are responsible for verifying the accuracy and currency of information before making decisions based on website content.
Third-Party Links Disclaimer
External Content
Our website contains links to external websites operated by third parties. We have no control over the content, privacy policies, or practices of these external sites.
No Endorsement
Links to third-party websites do not constitute an endorsement of their content, products, services, or practices.
Use at Your Own Risk
You access third-party websites at your own risk. We are not responsible for any damages, losses, or issues arising from your use of external websites.
Advertising and Sponsored Content Disclaimer
Advertising Presence
This website may display advertisements from third-party advertising networks, including Google AdSense.
Sponsored Content
Some content may be sponsored or influenced by partnerships with financial institutions, insurance companies, or technology providers. Such content will be clearly marked as sponsored.
Advertising Responsibility
We are not responsible for the content, accuracy, or quality of advertised products or services. Users should exercise due diligence when engaging with advertisers.
Data and Statistics Disclaimer
Source Attribution
Statistics and data presented on this website come from various sources, including government agencies, industry reports, and research organizations.
Data Accuracy
While we strive to use reliable sources, we cannot guarantee the accuracy of all data and statistics presented.
Interpretation Limitations
Data interpretation and analysis represent our understanding and may differ from other interpretations of the same data.
Nigerian Market Focus Disclaimer
Local Market Emphasis
Content on this website primarily focuses on the Nigerian market, including Nigerian financial products, regulations, and market conditions.
Regional Variations
Information may not apply to other countries or regions. Users outside Nigeria should verify local applicability of any information.
Regulatory Compliance
Financial and insurance information is based on Nigerian regulations, which may change without notice.
Personal Experience and Testimonials Disclaimer
Individual Results
Personal experiences, case studies, and testimonials shared on this website represent individual situations and results.
No Guarantee of Similar Results
Individual results may vary significantly based on personal circumstances, market conditions, and other factors beyond our control.
Verification
We cannot guarantee the accuracy of all personal accounts or testimonials shared on the website.
Technical Information Disclaimer
Best Efforts
Technical information about software, apps, and digital services is provided based on available information and testing when possible.
Compatibility Issues
Technical solutions may not work for all users due to differences in devices, software versions, or configurations.
Technical Support
We do not provide technical support for third-party products or services mentioned on our website.
Limitation of Liability
Maximum Liability
To the fullest extent permitted by law, AFChargeTech’s total liability for any claims arising from the use of this website shall not exceed the amount paid by the user for accessing the website (which is typically zero for free access).
Consequential Damages
AFChargeTech shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from the use of this website.
Indemnification
Users agree to indemnify and hold harmless AFChargeTech and its employees, authors, and affiliates from any claims, damages, or expenses arising from their use of the website or reliance on its content.
Governing Law
This disclaimer is governed by the laws of Nigeria. Any disputes arising from the use of this website shall be resolved in the appropriate courts of Nigeria.
Changes to This Disclaimer
We reserve the right to modify this disclaimer at any time. Changes will be posted on this page with an updated “Last Updated” date. Continued use of the website after changes constitutes acceptance of the modified disclaimer.
Contact Information
If you have questions about this disclaimer, please contact us at:
Email: legal@afchargetech.com
Website: www.afchargetech.com
Acceptance
By using this website, you acknowledge that you have read, understood, and agree to be bound by this disclaimer.
This disclaimer is effective as of the date listed above and applies to all content on the AFChargeTech website.
For the most current version of our disclaimer, please visit this page regularly.
